Auto Service and Repair

Local drivers depend on you for quality auto repair service to get them back behind the wheel fast. If your business is interrupted due to an unexpected incident, will your insurance help you get back in the driver’s seat quickly?

Any number of events can threaten your day-to-day operation, and Nationwide provides complete, affordable automotive repair shop insurance to help pay for repairs or settle damages that might otherwise seriously threaten your business.

Contractors

Contractors face some unique and often dangerous risks everyday on the job. Whether you’re an electrical, excavation or plumbing and HVAC contractor, you know that in a split second disaster can happen.

Your company’s success depends on your ability to do the job well while balancing income, expenses and any unfortunate events that could impact your balance sheet. That’s why contractors insurance is so important.

Food and Beverage

Operating any kind of food service business, such as a restaurant, deli, coffee shop or ice cream store, can be a rewarding experience. There’s nothing better than watching your customers enjoy a signature sandwich or steaming cappuccino that was made by you and your employees.

But food service has its share of headaches, and unforeseen events can pose serious financial risks, especially if you aren't covered with food business insurance. If a customer falls on a wet floor and files a lawsuit against you, will your insurance help pay your legal fees? Are you covered if a refrigeration unit fails and ruins your inventory?

Golf Courses

Golf courses are usually the scene of quiet tranquility, broken only by the sound of birds and the swing of a long shot toward the green. But like any business, golf courses are exposed to dangers that could result in a potentially significant insurance claim.

We understand the unique risks that golf course owners face. That's why we offer commercial insurance for golf courses. Whether you own or manage a public course or a private country club, our golf course insurance is designed to cover your risks and keep you out of the rough.

Medical Clinics

Your patients invest in health insurance to keep themselves financially stable in the event of a major illness or dental problem. Have you done the same to protect your practice from a significant loss?

You can depend on Nationwide for comprehensive health clinic business insurance to cover you for fire, theft and other covered causes of loss. Nationwide understands these risks you face − and the coverage you need. We will work with you to build a business insurance medical clinic policy to meet the specific needs of your practice.

Professional Offices

Commercial offices are everywhere − and are host to a wide range of businesses. From law and accounting firms to health care practices, the one thing they all share is a need for sound commercial office insurance. Because no matter where an office is located or the type of service it provides, uninsured claims can quickly derail success.

Retail Stores and Services

Whether they come to you for pet food or auto parts, your customers depend on your store for products and expertise. So don’t let an unfortunate event cut into your margins or close your business. If a utility interruption closes you down for a week, could you still make payroll? What if your stockroom is flooded or robbed − do you have a way to pay for replacement inventory?

Self Storage Facilities

Self-storage facilities give individuals and business owners a secure space outside of their home or office. Like most businesses, self-storage facilities are exposed to risks and damages that could result in a considerable insurance liability.

Specialized Services

The service you provide to customers is often very personal. If an employee were to make a serious error, do you have insurance to help pay for related legal fees? How about coverage if an employee or customer is somehow injured in your workplace − or if key equipment is damaged during a natural disaster?

Wholesalers and Distributors

The wholesale and distributor business can be a tough one. Fire, flood and damaging storms can harm your products and warehouse. Thieves can target your inventory and damage property just trying to get to it. And every part of your supply chain - from late supplier shipments to unpaid deliveries you've made - can impact your ability to pay bills and payroll. Make sure you have updated wholesalers business insurance coverage to protect you against such losses.